*** came from apx. 60 km away to our town to explain us everything about Insurance services . He was with full of knowledge and ready to inform us kindly. My wife speaks German but I can not . On this point , It was so nice to see someone who speaks very clearly English to explain everything. I would like to say ' thanks very much to him ' . Me and my wife felt very safe to join Allianz with help of this ***. Top work . 5 Stars.