*** and his team is the best insurance agency. I will briefly describe them as "very professional, punctual and detail oriented". First of all, I highly recommen *** to everyone, but particularly to the expats who are not really familiar with the German system. His tips, explanations with real case examples make everything so easy to understand and to decide the right insurance package or coverage. His solid and comprehensive knowledge in the subject also confirms once again that I am receiving the BEST QUALITY SERVICE!!!.