*** is very good and professional in all meaning of this word. Always proper explanation of the product. He is never pushing to buy any product. He does convince me to buy what is good and fits my needs by having excellent but mainly true arguments. I trust him and respect him as insurance expert. In case of insurance case , which I had few already *** is the man of trust. He makes Württembergische best insurance partner for me and my family. Sky high better then any other market available insurance corporations in my opinion. ***